Cambridge Listings

NEXT Open House details
Apr 19, 2026 02:00 PM - 04:00 PM EDT

20 Cottonwood Crescent
33 - Clemens Mills/Saginaw Cambridge N1T 2A7

$1,399,000
Residential beds: 5 baths: 4.0 3,659 sq. ft. built: 2005

Traditional home with driveway, an attached garage, a front yard, and brick siding
Photo 1: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 2: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 3: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 4: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 5: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 6: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 7: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 8: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 9: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 10: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 11: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 12: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 13: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 14: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 15: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 16: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 17: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 18: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 19: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 20: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 21: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 22: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 23: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 24: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 25: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 26: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 27: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 28: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 29: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 30: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 31: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 32: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 33: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 34: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 35: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 36: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 37: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 38: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 39: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 40: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 41: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 42: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 43: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 44: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Open House - Apr 19, 2026
02:00 PM - 04:00 PM EDT
NOTES: Open House on Sunday, April 19, 2026 2:00PM - 4:00PM
Status:
Active
Prop. Type:
Residential
MLS® Num:
40819731
Bedrooms:
5
Bathrooms:
4
Year Built:
2005
Welcome to this exquisite North Galt home backing onto beautiful greenspace and located on a quiet, sought-after crescent. This spacious 5 bedroom, 4 bathroom home offers over 2,700 sq ft above grade with a fully finished walkout basement, perfect for families and entertaining. The elegant foyer features wainscoting and a stunning hardwood staircase. The bright open concept main floor offers a vaulted ceiling, skylights, large windows, and a gas fireplace, filling the home with natural light. The impressive kitchen features maple cabinetry, quartz countertops, stainless steel appliances, glass backsplash, under-mount sink, and a large island, perfect for hosting and everyday living. Upstairs you will find a large primary bedroom overlooking greenspace with a walk-in closet and a beautiful ensuite featuring double vanity, granite counters, soaker tub and glass shower. Two additional spacious bedrooms and a 4-piece bath complete the upper level. The finished walkout basement features high ceilings, two additional bedrooms, a large rec room with fireplace, a full bathroom, and access to a stamped concrete patio and private backyard. Located close to schools, parks, walking trails, shopping and public transit, this is the perfect executive family home in a fantastic neighbourhood.
Property Type:
Residential
Property SubType:
Single Family Residence
Year built:
2005 (Age: 21)
Listing General Location:
33 - Clemens Mills/Saginaw, 13 - Galt North
Bedrooms:
5
Bathrooms:
4.0 (Full:3/Half:1)
Lot Details:
62.92 x 112.89
Lot Depth:
112'11"
Lot Frontage:
62'11"
Frontage Type:
West
Kitchens:
1
Home Style:
Two Story
County Or Parish:
Waterloo
Property Attached:
Detached
Features:
Attached Garage: Yes, Crops Included: No, Garage: Yes, Common Elements Fee: No, New Construction: No
Construction:
Brick
Basement:
Walk-Out Access, Full, Finished, Sump Pump
Linked Foundation:
No
Foundation:
Concrete Perimeter
UFFI:
No
Roof:
Asphalt Shing
Number of Buildings:
0
Total Floor Area:
3,659 sq. ft.
# Main Level Bathrooms:
1
Finished Area Above Grade:
2,622 sq. ft.
Finished Area Below Grade:
1,037 sq. ft.
Fireplace:
true
Fireplace Details:
Family Room, Gas, Recreation Room
Laundry Features:
Laundry Room, Main Level
Water Supply:
Municipal
Sewer:
Sewer (Municipal)
Cooling:
Central Air
Heating:
Electric Forced Air
Central Vac,Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer
Water Softener, Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
Central Vacuum, Air Exchanger, In-law Capability, Ventilation System
Skylight(s)
Forest, Trees/Woods
Deck
false
Lake/Pond
No
No
Carbon Monoxide Detector(s), Smoke Detector(s)
HST Applicable To Sale Price:
Included
Features:
Attached Garage: Yes, Crops Included: No, Garage: Yes, Common Elements Fee: No, New Construction: No
Condo Corporation:
No
Lease to Own Equipment:
None
Zoning:
R3
Exposure / Faces:
West
Lot Site Features:
Urban, Irregular Lot, Park, Place of Worship, Quiet Area, School Bus Route, Schools, Trails
Features:
Attached Garage: Yes, Crops Included: No, Garage: Yes, Common Elements Fee: No, New Construction: No
Garage Spaces:
3.0
Parking Places Covered:
3.0
Parking:
Attached Garage, Concrete
# Of Total Parking Spaces:
6.0
# Of Open Parking Spaces:
3.0
Driveway Parking:
Private Drive Triple+ Wide
Licensed Dwelling:
No
Num Other Units:
0
Listed Date:
Apr 13, 2026
  • Photo 1: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Traditional home with driveway, an attached garage, a front yard, and brick siding
  • Photo 2: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Traditional home with driveway, a garage, a shingled roof, and brick siding
  • Photo 3: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of exterior entry featuring brick siding
  • Photo 4: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Foyer entrance featuring dark wood-style flooring, a wainscoted wall, and a decorative wall
  • Photo 5: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Staircase with wood finished floors, suspended lighting, a decorative wall, and wainscoting
  • Photo 6: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Stairway featuring wood finished floors, a decorative wall, wainscoting, and a high ceiling
  • Photo 7: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Entryway featuring a decorative wall, wainscoting, and wood-type flooring
  • Photo 8: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Staircase featuring wood finished floors and baseboards
  • Photo 9: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living area featuring vaulted ceiling, a glass covered fireplace, wood finished floors, healthy amount of natural light, and a skylight
  • Photo 10: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living area featuring vaulted ceiling, a warm lit fireplace, wood finished floors, plenty of natural light, and a skylight
  • Photo 11: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living room featuring a skylight, dark wood finished floors, and vaulted ceiling
  • Photo 12: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living room featuring recessed lighting, a lit fireplace, and light wood-style flooring
  • Photo 13: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living room featuring recessed lighting, a lit fireplace, and light wood-style flooring
  • Photo 14: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living area with light wood finished floors and recessed lighting
  • Photo 15: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living room featuring light wood-style floors and recessed lighting
  • Photo 16: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Kitchen with a kitchen bar, stainless steel appliances, light wood-type flooring, recessed lighting, and decorative backsplash
  • Photo 17: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Kitchen with stainless steel appliances, open shelves, butcher block counters, light wood-style flooring, and recessed lighting
  • Photo 18: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dual tone kitchen with a chandelier, a kitchen island, glass insert cabinets, lofted ceiling, and stainless steel dishwasher
  • Photo 19: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dual tone kitchen with hanging lights, a kitchen island, glass fronted cabinets, vaulted ceiling, and stainless steel dishwasher
  • Photo 20: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Kitchen featuring stainless steel appliances, backsplash, light stone counters, and wood finish cabinetry
  • Photo 21: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining room featuring dark wood-style flooring and recessed lighting
  • Photo 22: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining room with a glass covered fireplace, dark wood finished floors, vaulted ceiling, and a skylight
  • Photo 23: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining space featuring a warm lit fireplace, dark wood-type flooring, vaulted ceiling, and a skylight
  • Photo 24: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining space with lofted ceiling, dark wood-style flooring, and a chandelier
  • Photo 25: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining area featuring a chandelier and dark wood-style floors
  • Photo 26: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Photo 26 of 44
  • Photo 27: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom with light carpet and baseboards
  • Photo 28: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom with carpet floors and baseboards
  • Photo 29: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Carpeted bedroom featuring lofted ceiling and baseboards
  • Photo 30: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom featuring an office area and light carpet
  • Photo 31: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom with light wood-style flooring
  • Photo 32: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom with light wood finished floors
  • Photo 33: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bathroom with vanity and toilet
  • Photo 34: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bathroom featuring vanity, a jetted tub, a shower stall, and light tile patterned floors
  • Photo 35: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bathroom with double vanity, light tile patterned flooring, and decorative backsplash
  • Photo 36: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bathroom featuring vanity, light tile patterned flooring, and a shower with curtain
  • Photo 37: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Full bathroom featuring vanity, a shower with shower curtain, and light tile patterned floors
  • Photo 38: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Laundry room featuring cabinet space, light tile patterned flooring, and separate washer and dryer
  • Photo 39: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of patio / terrace with outdoor furniture
  • Photo 40: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of patio / terrace with outdoor seating
  • Photo 41: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of patio with stairway
  • Photo 42: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of fenced yard
  • Photo 43: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Back of house featuring brick siding and a deck
  • Photo 44: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Fenced backyard featuring a patio area and a deck
Listed by Real Broker Ontario Ltd.
Data was last updated April 18, 2026 at 07:50 AM (UTC)
Area Statistics
Listings on market:
21
Avg list price:
$929,900
Min list price:
$524,900
Max list price:
$2,195,000
Avg days on market:
36
Min days on market:
1
Max days on market:
187
Avg price per sq.ft.:
$382.93
These statistics are generated based on the current listing's property type and located in 33 - Clemens Mills/Saginaw. Average values are derived using median calculations. This data is not produced by the MLS® system.